Third-Party Disclaimer

# THIRD-PARTY DISCLAIMER **DigiAudit AI Engine** **Effective Date:** February 13, 2026 --- ## 1. PURPOSE This disclaimer clarifies Digi Cosmos's relationship with third parties referenced in our platform and reports. --- ## 2. THIRD-PARTY FRAMEWORKS AND STANDARDS **2.1** Our reports may reference industry frameworks including but not limited to: - NIST Cybersecurity Framework - ISO 27001, ISO 22301 - GDPR, HIPAA, PCI-DSS - COBIT, ITIL **2.2** These references are for informational purposes only. **2.3** We cite only publicly available information from official websites. **2.4** We do NOT have formal partnerships or certifications from these organizations. **2.5** Reference does NOT imply endorsement by these organizations. --- ## 3. INDUSTRY RESEARCH CITATIONS **3.1** We may cite publicly available content from research organizations. **3.2** We ONLY cite: - Publicly accessible blog posts and articles - Press releases and newsroom content - Free public resources **3.3** We NEVER cite: - Licensed research reports - Subscription-only content - Proprietary methodologies - Paywalled materials **3.4** Citations use official public URLs, not brand names. **3.5** Content is cited verbatim without modification or interpretation. --- ## 4. VENDOR AND SERVICE PROVIDERS **4.1** Reports may suggest types of service providers (e.g., "digital transformation consultants"). **4.2** We do NOT endorse specific vendors or service providers. **4.3** We do NOT receive compensation for vendor recommendations. **4.4** All vendor selection and engagement is at your own discretion and risk. --- ## 5. TECHNOLOGY PLATFORMS **5.1** Our platform may integrate with third-party services (payment processing, hosting). **5.2** These integrations are subject to their respective terms and privacy policies. **5.3** We are not responsible for third-party service performance or security. --- ## 6. NO AFFILIATION **6.1** Digi Cosmos is an independent company. **6.2** We are NOT affiliated with, certified by, or endorsed by any referenced organization unless explicitly stated. **6.3** Use of any organization's name is for reference purposes only. --- ## 7. LIMITATION OF LIABILITY **7.1** Digi Cosmos is NOT liable for: - Performance or quality of third-party services - Accuracy of third-party information - Damages arising from third-party engagements - Changes to third-party frameworks or standards --- **Digi Cosmos (A division of HealthCart Inc.)** *Last Updated: February 13, 2026* *Version: 1.0*